Schedule My FREE Strategy Call
Assume an existing VA Loan with a Low 2-4% Interest Rate and Save
Thousands.
Schedule My FREE Strategy Call
Benefits you can expect.
CLOSE FAST
Close on your home purchase by assuming the existing VA loan in 45 days or less.
LOW RATES
Receive a custom home search with assumable VA loans and low rates.
HUGE SAVINGS
Save thousands on your monthly payment and hundreds of thousands on your loan.
Testimonials
“Warm, measured, and capable.”
Michael understands his role to an extent that few professionals do. We felt supported, we felt accommodated, & remarkably – we felt we were sharing a mutual excitement with the person who was there to guide us through home-buying.
Megan Calvo
⭐⭐⭐⭐⭐
“He made sure we didn’t miss any opportunities”
Mike was so amazing in helping us buy our first home! He helped the process go smoothly, and always made himself available for questions and reassurance throughout the process.
Charity & Cody
⭐⭐⭐⭐⭐
“Most pleasant home buying experience”
Working with Michael has been the easiest most pleasant home buying experience I’ve ever had. He really listened to us and took our thoughts and feelings into account. We are recommending him to all of our friends and family.
Curtis & Steph
⭐⭐⭐⭐⭐
Schedule My FREE Strategy Call
Mortgage payments with today’s rates are painful.
Veterans and Active military home buyers, you have better options that no one is telling you about. Lenders won’t tell you this because they won’t make any money off of a loan assumption and many real estate agents don’t know how to do them and have been told they’re hard or take too long to close by their team leaders.
How it Works
I will only be taking on 5 new clients this year so that I can continue to provide excellent service. I primarily work by referral and providing excellent service allows me to really take care of my clients so they refer me to their friends and family.
Step 1: Schedule Your Call
We start with a video call to figure out exactly what you’re looking for and how we can best serve you.
Step 2: We handle the details
I create a special home search with assumable loans so that we can find the right one for you and your family.
Step 3: Close in 45 Days
I guide you through every step of the loan assumption until we close on your home and save you thousands.
Schedule My FREE Strategy Call
$0 Down Options
You can assume a VA mortgage with little or no money down while keeping the low interest rate and monthly payment you thought you missed out on.
Luxury Options
Whether you want a home with low money down or you have a large down payment to go towards a higher priced home – You can still lock in the low interest rates and savings.
I help Veterans buy homes through low interest rate loan assumptions in 45 days or less.
Assuming an existing VA loan and low interest rate can save you thousands on your monthly payment and hundreds of thousands over the life of the loan. You can even do this if you decide to keep the house you already own. AND more of your monthly mortgage payment will be going towards principle so you’ll create equity faster.
https://vimeo.com/1132591969
Schedule My FREE Strategy Call
Your Colorado Real Estate Guide
My name is Michael Rush and I’ve been in the real estate business for nearly 10 years. I started off running marketing for a luxury team and found that I had a passion for helping people navigate one of the most impactful financial decisions they make.
I will guide you through the process of purchasing your next home through a loan assumption or whichever route makes the most sense for you and your family.
Schedule My FREE Strategy Call
Frequently Asked Questions
How do I qualify for an assumable mortgage?
You qualify for the mortgage with the current loan servicer and their underwriting department. It would work the same way qualifying for a traditional home purchase would. With VA mortgages, they would make sure that you have enough VA eligibility to assume the current loan.
Can I still buy a home with no money down
Yes. There are many options for no money down loan assumptions.
Can I keep the house I currently have and still assume another loan?
Yes. You can keep the house you currently have and make it a rental property, but it depends on how much VA eligibility you have to go towards your next home.
Do loan assumptions take a long time?
No. We get them done in 45 days or less.
What are the fees and closing costs to assume a VA loan?
- While assumable mortgages also involve closing costs, they are often reduced or eliminated, particularly with government-backed loans like FHA, VA, and USDA loans, as they may have caps on certain fees and potentially don’t require an appraisal.
- VA loans: The assumption fee is a maximum of $300 plus local fees and the cost of a credit report.
- VA Funding Fee: An assumable VA loan incurs a funding fee of 0.5% of the principal loan balance, in contrast to the 1.5% to 4% for new VA loans.
Does the seller have to approve the loan assumption?
Yes. They would accept the offer just like a typical offer. I handle the details on that end a provide a 45 day closing guarantee to help them accept our offer.
Can I assume VA loan if I’m not a veteran?
In rare cases. If the seller agrees to give up that portion of their VA eligibility/entitlement they can agree to the loan assumption.
Ready to move forward?
If you want to save thousands on your monthly mortgage payment and hundreds of thousands over the life of the loan, I will help you navigate your purchase by assuming an existing loan with a low interest rate. If going a different route than a loan assumption makes the most sense for you, I will guide you through the best scenario for you and your family.
Schedule My FREE Strategy Call
Top
Facebook-f
Instagram
Linkedin
Google-plus-g
Twitter
Tiktok